Power Your Payments.
Grow Your Business.
Payzento Fintech Pvt Ltd is a technology-led payment infrastructure company enabling retailers, distributors, and corporates to transact, settle, and grow — digitally, reliably, and at scale across India.
Everything You Need to Transact Smarter
A complete payment infrastructure built for India's growing digital economy — from corporate disbursements to last-mile retailer settlements.
Three Wallet System
Payzento's proprietary three-tier wallet architecture — Corporate, Distributor, and Merchant Wallets — enables seamless real-time fund flow across your entire distribution network with full visibility and RBI-compliant controls.
Corporate Payment Workflow
Streamline bulk disbursements, vendor payments, and payroll with a maker-checker approval engine, real-time tracking, and automated reconciliation — all from a single unified dashboard.
Retailer Solutions
Empower your retail network with QR-based collections, UPI payments, AEPS cash withdrawals, BBPS bill payments, and instant T+0 settlements — everything a retailer needs in one app.
API & Integration Suite
Plug-and-play REST APIs with comprehensive documentation, sandbox environment, and dedicated integration support. Go live in hours, not weeks.
Up and Running in Three Steps
From onboarding to your first transaction — fast, simple, and fully guided.
Onboard & KYC
Complete a quick digital KYC and account setup with guided onboarding. Retailers and distributors get verified and activated in under 24 hours.
Load & Distribute Funds
Corporate or distributor loads funds into their wallet. Instantly distribute to the next tier — from corporate to distributor to merchant — with real-time balance updates.
Transact & Settle
Merchants accept payments, process AEPS withdrawals, pay bills, and more. Settlements hit bank accounts with T+0 eligibility and full transaction audit trails.
Why Businesses Choose Payzento
Built from the ground up for India's multi-tier distribution model — not adapted from a generic global platform.
Real-Time Settlements
T+0 settlement eligibility for merchants. No waiting days for funds — money moves instantly across the three-wallet network.
Multi-Tier Distribution Ready
The only platform built natively for corporate → distributor → retailer fund flows. Manage thousands of merchants from a single corporate dashboard.
10+ Value-Added Services
AEPS, BBPS, DMT, UPI Cash, Mini ATM, POS, flight bookings, gold loans, digital loans, and savings accounts — all accessible through one retailer account.
Full Visibility & Reporting
Real-time dashboards, transaction reports, and reconciliation tools for every level — corporate, distributor, and merchant — with downloadable statements.
Dedicated Support
Onboarding assistance, integration support, and ongoing merchant helpdesk — backed by a team that understands India's payment landscape.
Trusted by Merchants Across India
"Payzento has completely changed how I manage my shop's payments. AEPS, bill payments, and UPI — everything in one place. My customers love it."
Ramesh Kumar
Retailer, West Bengal
"As a distributor managing 50+ retailers, the wallet system gives me full control. I can see every transaction in real time and settlements are instant."
Suresh Mondal
Distributor, Tripura
"The onboarding was fast and the support team was always available. We were live within a day. Payzento is the right partner for rural fintech."
Priya Das
Merchant, Assam
Ready to Power Your Payment Network?
Join 218+ merchants and distributors already growing with Payzento's unified payment infrastructure.